Segundo Ruiz Rodríguez

Ley 50/1980, 17 de octubre, de Contrato de Seguro (Insurance Contract Act), which in the absence of a specifically applicable law, governs the various insurance formulas. Articles 2 and 44 of this Act establish that its stipulations are mandatory for all insurance contracts with the exception of contracts covering large risks as defined in article 107.2 or where the Act itself provides otherwise.ÍNDEX.INTRODUCTION.I. SPAIN.1. Insurance regulations.2. Information requirements before and after the conclusion of the contract.3. Limiting clauses, language and payment of premiun.4. Information requirements for distance marketing.5. Nomination of person/s to benefit from a policy and dormant policies (Life Insurance).6. Some other recent amendments regarding Insurance Contract Act.7. Spanish life insurance taxation.8. Spanish non-Life Insurance taxation and surchagers.9. Penalties and interest tax. Tax Fraud Prevention Act.10. Registry of Insurance Polies Covering Death Risk.11. Data protection issues.12. Prevention of money laundering and terrorism financing.13. Some issues about regulatory law.14. Rules on International Insurance law.15. Special reference to some relevant questions in relation to reinsurers from third countries (non EEA).II. PORTUAL.1. Legal overview and framework.2. Insurance contract tax obligations.3. Insurance policies registers.4. ASF Regulatory Rule Nº 8/201-, Of 16 August 2016 ("AS Regulatory Rule")ANNEXES.

It is necessary to point out what this book is not. It is not a systematic and extensive study about all the legal matters concerning insurance in Spain. It is not a doctrinal essay about theoretical issues nor a simple guide to superficial matters. However, this book is a practical and an indepth study of some difficult and specific legal subjects which are key in the development of insurance business in Spain for a non Spanish insurance company, above all if it is in the EEA. How does the author know that these are the key subjects? The answer is simple: it is based on several reports that his Law Firm, LEGSE Abogados, has prepared over a period of 15 years, responding to some habitual questions asked by non Spanish insurance companies, which are clients of theirs.